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Senior specialist, Business Lending Division

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Yerevan
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Full time
Employment term:
Permanent
Category:
Banking/credit
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24 December 2024
Job Description:

The incumbent will be responsible for reviewing all loan applications for all credit facilities extended to small and micro business by the Retail Banking Department, provide opinion and submit applications for approval

Job responsibilities
  • Review micro and small business loan applications submitted by branches, provide professional opinion
  • Review loan applications of individuals that include business analysis, provide professional opinion
  • Submit loan conclusions to the head of the unit, Chairman of the Credit Committee/Management Board and other authorized bodies for approval
  • Provide professional advice
  • Where required, participate in business analyses with loan officers in branches
  • Analyze the financial position of the borrowers to review the loan terms, prepare loan restructuring conclusions and submit them to the authorized body for approval  
  • Handle the paperwork of the unit
  • Substitute the chief specialist and perform his duties in his absence
  • Perform other tasks as assigned by the head of the unit or chief specialist
Required qualifications
  • University degree in finance, business administration, economics or other related field
  • At least 2 years of work experience in business analysis
  • Knowledge of bank accounting fundamentals, banking legislation and prudential standards
  • Strong critical thinking and ability to analyze financial data
  • Team player and management skill
  • Profound knowledge of MS Office, proficiency in AS-Bank Operational Day
  • Excellent command of Armenian, Russian and English
Required candidate level
Senior
Professional Skills
MS Office
AS banking
Business analysis
Personal skills
Analytical skills
Critical thinking
Team player
Additional Information:

Competitive, Package of benefits for Ameriabank employees, including annual bonus, insurance, preferential terms for banking services, training and development opportunities, individual professional development plan, etc.

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About company

Ameriabank CJSC is a universal bank offering financial services.  We attract talents to the Ameria team and build strong and long-lasting relationships creating a beautiful environment for dreaming and pursuing dreams together. Our services, people-focused solutions and our desire to make a difference help us build a better world and contribute to the comfort and happiness of our teammates, customers and partners.

Benefits
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Annual bonus
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Annual salary review
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Free language courses
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Medical insurance
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Teambuilding and corporate events
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Training program abroad
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Local and online training package
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Complimentary tea, coffee and refreshments
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"Baby born" package
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Company performance-based bonuses
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Day off
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Business trips
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Physical Wellbeing Programs
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Employee Discounts & Perks
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Global Business Travel Insurance
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Professional Development Reimbursement
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