Loan Officer

Deadline: 01 November 2020

Employment term: Permanent

Category: Banking/credit

Job type: Full time

Location: Yerevan

Job description:

The incumbent will be responsible for issuance and further service of the loans. 

Job responsibilities

  • Provide detailed consultation on different kinds of loans to potential borrowers
  • Review the documents and/or information filed by the client, assess clients’ creditworthiness and borrowing capacity
  • Make inquiries on the client’s credit history to the relevant credit bureau
  • Prepare and submit opinion on loan disbursement
  • Compile and maintain the clients’ credit files in electronic and hard forms (including in the operational system and CRM database of the bank)
  • Draft loan, security and warranty agreements and follow up on their execution  
  • Ensure document flow in the loan disbursement and service processes 
  • Process the agreements in the bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units
  • Administer and monitor disbursed loans
  • Follow up on timely repayment of loans and notify relevant services in case of default
  • Provide professional opinion
  • Submit performance reports to the line manager 

Required qualifications

  • University degree in finance, accounting or economy (ACCA or MBA will be a plus)
  • At least 2 years of work experience as a loan specialist
  • Proficiency in Microsoft Office; knowledge of AS Bank 4.0 and will be a plus
  • Fluency in Armenian, Russian and English
  • Knowledge of banking and civil legislation, banking and accounting
  • Excellent communication skills and courteous manners
  • Attention to detail
  • Team playing skills
  • Decision making skills and ability to handle stressful situations

Required candidate level: Mid level

Salary: Competitive

Additional information


  • Highly competitive package of benefits
  • Full time position, open-ended employment contract; start date: immediately
  • Career growth and development opportunities

Professional skills

AS banking

Soft skills

Negotiation skills

Time management

Problem solving 

You can apply for this job just by following Application procedure.

Application procedures

To apply for this position please follow the link.Only short-listed candidates will be interviewed.


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Contact details


Phone: +37410561111

Address: 2 Vazgen Sargsyan St, Yerevan, Armenia

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