Deadline: 01 November 2020
Employment term: Permanent
Job type: Full time
The incumbent will be responsible for issuance and further service of the loans.
- Provide detailed consultation on different kinds of loans to potential borrowers
- Review the documents and/or information filed by the client, assess clients’ creditworthiness and borrowing capacity
- Make inquiries on the client’s credit history to the relevant credit bureau
- Prepare and submit opinion on loan disbursement
- Compile and maintain the clients’ credit files in electronic and hard forms (including in the operational system and CRM database of the bank)
- Draft loan, security and warranty agreements and follow up on their execution
- Ensure document flow in the loan disbursement and service processes
- Process the agreements in the bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units
- Administer and monitor disbursed loans
- Follow up on timely repayment of loans and notify relevant services in case of default
- Provide professional opinion
- Submit performance reports to the line manager
- University degree in finance, accounting or economy (ACCA or MBA will be a plus)
- At least 2 years of work experience as a loan specialist
- Proficiency in Microsoft Office; knowledge of AS Bank 4.0 and will be a plus
- Fluency in Armenian, Russian and English
- Knowledge of banking and civil legislation, banking and accounting
- Excellent communication skills and courteous manners
- Attention to detail
- Team playing skills
- Decision making skills and ability to handle stressful situations
Required candidate level: Mid level
- Highly competitive package of benefits
- Full time position, open-ended employment contract; start date: immediately
- Career growth and development opportunities
You can apply for this job just by following Application procedure.
To apply for this position please follow the link.Only short-listed candidates will be interviewed.
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Ameriabank CJSC is a universal bank offering corporate, investment and retail banking services in a comprehensive package of banking solutions. We carve out paths for improvement of your business and lifestyle, via both traditional and alternative, hyper-advanced banking technologies.
An individual approach to each client, innovation, and high professionalism and experience attained by joint efforts of the united team are the underlying basis of our activity. This is evidenced by the whole history of the Bank. Today, being the most rapidly growing Bank in the Armenian market and a financial institution offering the most advanced banking solutions, Ameriabank, at the same time, is one of the oldest banks operating in Armenia.
Address: 2 Vazgen Sargsyan St, Yerevan, Armenia