Loan officer, Yerevan branch network

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Deadline: 08 April 2023

Employment term: Permanent

Category: Banking/credit

Job type: Full time

Location: Yerevan

Job description:

The incumbent will be responsible for issuance and further service of the loans.

Job responsibilities

Provide detailed consultation on different kinds of loans to potential borrowers
Review the documents and/or information filed by the client, assess clients’ creditworthiness and borrowing capacity
Make inquiries on the client’s credit history to the relevant credit bureau
Prepare and submit opinion on loan disbursement
Compile and maintain the clients’ credit files in electronic and hard forms (including in the operational system and CRM database of the bank)
Draft loan, security and warranty agreements and follow up on their execution
Ensure document flow in the loan disbursement and service processes
Process the agreements in the bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units
Administer and monitor disbursed loans
Follow up on timely repayment of loans and notify relevant services in case of default
Provide professional opinion
Submit performance reports to the line manager

Required qualifications

University degree in finance, accounting or economy (ACCA or MBA will be a plus)
At least 2 years of work experience as a loan specialist
Proficiency in Microsoft Office; knowledge of AS Bank 4.0 and will be a plus
Fluency in Armenian, Russian and English
Knowledge of banking and civil legislation, banking and accounting
Excellent communication skills and courteous manners
Attention to detail
Team playing skills
Decision making skills and ability to handle stressful situations

Required candidate level: Not defined

Additional information

BENEFIT PACKAGE

• Full time position, open-ended employment contract; start date: ASAP

• Highly competitive package of benefits

• Career growth and development opportunities

REMUNERATION: Competitive

Benefit package applicable to Ameriabank CJSC employees including but not limited to annual bonus, insurance package, banking services with special rates, wide range of trainings and individual professional development plan, etc.