Loan Officer - Business Lending , Abovyan branch

Deadline: 08 July 2024

Employment term: Permanent

Category: Banking/credit

Job type: Full time

Location: Abovyan

Job description:

The incumbent will be responsible for issuance and further service of the loans.

Job responsibilities

  • Identify the needs of business clients related to loan products, provide enhanced consultation to clients
  • Initiate the business loan application process, thoroughly review the documents and/or information submitted by the client based on the application, assess the borrowing capacity and creditworthiness of legal entity/private entrepreneur clients
  • Based on the submitted data and documents, provide properly analyzed information about the client and issue the business analysis conclusion
  • Organize initial appraisal of the property pledged as collateral, as well as property and business monitoring visits
  • Prepare, analyze and submit professional conclusions on provision of business loans to clients
  • Submit the business loan application to stakeholders for consideration and opinion
  • Organize and coordinate disbursement of approved loans

Required qualifications

  • University degree in finance, accounting or economics (ACCA, MBA will be a plus)
  • At least 2 years of work experience as a Loan Officer - Business Lending
  • Proficiency in Microsoft Office; knowledge of AS Bank 4.0 will be a plus
  • Good command of Armenian, Russian and English
  • Knowledge of banking and civil legislation, banking and accounting
  • Analytical thinking
  • Excellent communication skills
  • Attention to detail
  • Ability to work in a team
  • Ability to make decisions under pressure and handle stressful situations

Required candidate level: Not defined

Additional information

BENEFIT PACKAGE

• Full time position, open-ended employment contract; start date: ASAP 

• Highly competitive package of benefits

• Career growth and development opportunities

REMUNERATION: Competitive

Benefit package applicable to Ameriabank CJSC employees including but not limited to annual bonus, insurance package, banking services with special rates, wide range of trainings and individual professional development plan, etc.

Please clearly mention that you have heard of this job opportunity on staff.am

Professional skills

MS Office

AS banking

Soft skills

Customer/service oriented

Detail-oriented

Teamwork

Communication Skills

Share this job via your favorite social media channel.

Benefits

Annual bonus
Annual salary review
Free language courses
Medical insurance
Teambuilding and corporate events
Training program abroad
Local and online training package
Complimentary tea, coffee and refreshments
"Baby born" package
Company performance-based bonuses
Day off
Business trips
Physical Wellbeing Programs
Employee Discounts & Perks
Global Business Travel Insurance
Professional Development Reimbursement

Contact details

Website http://www.ameriabank.am

Phone: +37410561111

Address: 2 Vazgen Sargsyan St, Yerevan, Armenia

Find Ameriabank CJSC on social media